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Table of Contents
Why most founders miss out
Most Indian founders never apply to government schemes because they do not know where to start. This guide breaks down eligibility and application steps for the seven highest-impact programs.
1. Startup India Seed Fund
Grants up to ?20 lakh for validation and up to ?50 lakh convertible debentures for market entry, disbursed through approved incubators.
2. CGTMSE Collateral-Free Loans
Credit guarantee cover for MSME loans up to ?5 crore without collateral.
3. PMEGP
Subsidy of 15–35% on project cost for new micro-enterprises.
4. Export Promotion (MEIS/RoDTEP)
Duty remissions that make exports meaningfully more profitable.
5. Women Entrepreneurship Platform
Mentorship, funding access and compliance support for women-led businesses.
6. MSME Champions
Grievance redressal and handholding for scaling MSMEs.
7. State Startup Policies
Haryana, Gujarat, Karnataka and Kerala each offer stamp-duty refunds, patent reimbursements and seed grants.